Yonkers Income Tax in 2026
If you live in Yonkers, the city charges an income tax surcharge of 16.75% of your New York State income tax, and your employer withholds it from each paycheck along with the state tax. On a $75,000 salary paid every two weeks, that is $22.45 a paycheck. If you work in Yonkers but live elsewhere, you pay a 0.5% nonresident earnings tax on your Yonkers wages instead.
Yonkers and New York City are the only cities in the state with an income tax. The calculator below is set to a Yonkers address; the NYC paycheck calculator covers every other place to live.
Take-home pay per paycheck
$2,198.78
$57,168.21a year
Enter your salary to see your take-home pay.
- Effective tax rate
- 23.8%
- Marginal tax rate
- 36.4%
Based on 2026 IRS and New York State withholding tables.
Paycheck breakdown
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,884.62 | $75,000.00 |
| Federal income tax | $295.00 | $7,669.97 |
| Social Security | $178.85 | $4,650.09 |
| Medicare | $41.83 | $1,087.58 |
| New York State income tax | $134.05 | $3,485.29 |
| Yonkers income tax | $22.45 | $583.70 |
| NY disability insurance (SDI) | $1.20 | $31.20 |
| NY Paid Family Leave | $12.46 | $323.96 |
| Take-home pay | $2,198.78 | $57,168.21 |
Living in Yonkers or New York City
| Line | Live in Yonkers | Live in New York City |
|---|---|---|
| New York State tax withheld | $3,485.29 | $3,485.29 |
| New York City tax withheld | $0.00 | $2,660.58 |
| Yonkers tax withheld | $583.70 | $0.00 |
| Take-home per paycheck | $2,198.78 | $2,118.90 |
| Take-home a year | $57,168.21 | $55,091.33 |
Living in Yonkers leaves $2,076.88 more take-home a year than living in New York City.
Where your paycheck goes
- Take-home pay$2,198.7876.2%
- Federal income tax$295.0010.2%
- Social Security and Medicare$220.687.7%
- New York State income tax$134.054.6%
- Yonkers income tax$22.450.8%
- SDI and Paid Family Leave$13.660.5%
Paychecks through 2026
- Paychecks 1 to 25 come to $2,198.78 each.
- On paycheck 26 gross pay is 12 cents lower, bringing the year to the exact salary, so take-home falls to $2,198.71.
Rent you can qualify for
$1,875a month
NYC landlords ask for a yearly income of at least 40 times the monthly rent, so this is the most they approve on this pay.
How the Yonkers resident surcharge is withheld
Your employer first works out the New York State tax to withhold from each paycheck, then withholds 16.75% of that amount for Yonkers. On a $100,000 salary paid every two weeks, $188.26 of state tax times 16.75% is $31.53 for Yonkers each paycheck.
Because the surcharge follows the state tax, the allowances on your Form IT-2104 lower both, and line 5 of the form adds extra Yonkers withholding if you want it.
| Salary | NY State tax per paycheck | Yonkers tax per paycheck | Yonkers tax a year |
|---|---|---|---|
| $60,000 | $102.90 | $17.24 | $448.24 |
| $100,000 | $188.26 | $31.53 | $819.79 |
| $150,000 | $328.40 | $55.01 | $1,430.26 |
Single filer living in Yonkers, paid every two weeks, with no pre-tax deductions.
A bonus paid on its own is withheld at 1.95975% for Yonkers residents, which is 16.75% of the state's 11.7% supplemental rate.
Yonkers nonresident earnings tax
If you work in Yonkers but live somewhere else, Yonkers taxes the wages you earn for work done in the city at 0.5%, and your employer withholds it. It takes the place of the resident surcharge: you pay one or the other, not both.
Yonkers vs NYC income tax
New York City's own income tax is charged on taxable income at 3.078% to 3.876% rather than as a share of state tax, and on the same pay it comes to more than the Yonkers surcharge:
| Salary | Yonkers tax a year | NYC tax a year | Difference |
|---|---|---|---|
| $60,000 | $448.24 | $2,027.74 | $1,579.50 |
| $100,000 | $819.79 | $3,723.20 | $2,903.41 |
| $150,000 | $1,430.26 | $5,848.18 | $4,417.92 |
Single filer paid every two weeks, living in Yonkers or in New York City. Both pay the same New York State tax.